AP/AR

Keep cash flowing in and vendors happy without the juggling act

Professional AR/AP management that gets you paid faster and keeps suppliers satisfied, so you can stop playing payment roulette.

Burlington AP/AR team reviewing invoices and cash-flow reports with a laptop and calculator

Why cash flow shouldn't feel like a guessing game

Because nothing kills business momentum like chasing payments or scrambling to pay bills—your cash flow deserves better than sticky notes and panic spreadsheets.

Invoices that get paid

Streamlined invoicing and tracking systems.

Happy vendors

Pay bills on time without the scramble.

Cash flow clarity

Know exactly when money’s coming and going.

Real-time reporting

See your money situation without guesswork.

BOOKKEEPING

Complete AR/AP without the complete chaos

Professional receivables and payables management that keeps money moving in the right direction—and keeps you out of awkward conversations.

Invoice management and tracking

Payment processing optimization

Strategic bill payment scheduling

Smart vendor payments

Cash flow forecasting

Burlington AR/AP specialists reviewing cash-flow dashboards and vendor payment reports on a laptop

Cash flow management in 3 strategic steps

cloud-based bookkeeping services

Setup & organization

We organize your current AR/AP mess and set up systems that actually work.

cloud-based bookkeeping services

Ongoing management

We handle invoicing, and bill payments while you run your business.

cloud-based bookkeeping services

Strategic optimization

We monitor cash flow patterns and optimize timing to keep money flowing smoothly.

What ourclients are saying.

Top-rated Ontario small business accounting firm delivering clear financial insights

For over 10 years, s+d has given us reliable, proactive financial support that lets us focus on our legal work with confidence.

Catherine A. Haber | Barrister & Solicitor
Top-rated Ontario small business accounting firm delivering clear financial insights

s+d Accounting’s detail-oriented support has taken the stress out of our finances and let us focus on growing our business.

Zayd | CFO Harb Plumbing
Top-rated Ontario small business accounting firm delivering clear financial insights

s+d Accounting has been a reliable, trusted partner from day one, helping us adopt the right tools and supporting us every step of the way.

Joe | CEO Joe Apps

Frequently Asked Questions

Flex is the only saas business platform that lets you run your business on one platform, seamlessly across all digital channels.

How do you help with customers who are slow to pay?

We set up systems and processes that encourage faster payments, but you maintain control over customer relationships and collection decisions.

Absolutely—we adapt to your current vendor relationships and payment schedules, then optimize from there.

We help you plan for the ups and downs by forecasting cash flow and adjusting payment timing strategically.

Stop playing cash flow roulette with your business

Let us handle the cash flow systems while you focus on growing your business.