Keep cash flowing in and vendors happy without the juggling act
Professional AR/AP management that gets you paid faster and keeps suppliers satisfied, so you can stop playing payment roulette.

Why cash flow shouldn't feel like a guessing game
Because nothing kills business momentum like chasing payments or scrambling to pay bills—your cash flow deserves better than sticky notes and panic spreadsheets.
Invoices that get paid
Streamlined invoicing and tracking systems.
Happy vendors
Pay bills on time without the scramble.
Cash flow clarity
Know exactly when money’s coming and going.
Real-time reporting
See your money situation without guesswork.
Complete AR/AP without the complete chaos
Professional receivables and payables management that keeps money moving in the right direction—and keeps you out of awkward conversations.
Invoice management and tracking
Payment processing optimization
Strategic bill payment scheduling
Smart vendor payments
Cash flow forecasting

Cash flow management in 3 strategic steps
Setup & organization
We organize your current AR/AP mess and set up systems that actually work.
Ongoing management
We handle invoicing, and bill payments while you run your business.
Strategic optimization
We monitor cash flow patterns and optimize timing to keep money flowing smoothly.
What ourclients are saying.

For over 10 years, s+d has given us reliable, proactive financial support that lets us focus on our legal work with confidence.

s+d Accounting’s detail-oriented support has taken the stress out of our finances and let us focus on growing our business.

s+d Accounting has been a reliable, trusted partner from day one, helping us adopt the right tools and supporting us every step of the way.
Frequently Asked Questions
Flex is the only saas business platform that lets you run your business on one platform, seamlessly across all digital channels.
How do you help with customers who are slow to pay?
We set up systems and processes that encourage faster payments, but you maintain control over customer relationships and collection decisions.
Can you work with our existing vendors and payment terms?
Absolutely—we adapt to your current vendor relationships and payment schedules, then optimize from there.
What if we have seasonal cash flow swings?
We help you plan for the ups and downs by forecasting cash flow and adjusting payment timing strategically.
Stop playing cash flow roulette with your business
Let us handle the cash flow systems while you focus on growing your business.